American Express Credit Cards
The popular Amex Cards or American Express Credit Cards can take care of both your business and personal needs. There are cards for both. The American Express Cards are very popular in USA.
Personal Credit Cards from American Express: The personal credit cards lots of benefits for card holders like reward points, cash back options, cash rebates and travel benefits. The Blue Sky Amex Card and Blue Cash American Express Card and Blue Card aim at taking care of all your personal requirements. While the Blue card offers redeemable reward points that can be used for travel, purchases and at hotels. They attract a low APR on purchases. The features of the Blue Cash card include cash back facility and a5% cash back for purchases at gas stations, shopping malls and medical stores that have a tie up with Amex. When you make other purchases using this card you can avail up to 1.5 % cash back. The Blue Sky personal Credit card from Amex offers flexible rewards for travel, redeemable points for using airlines, at hotels, for shopping and at restaurants. Along with the card comes the annual usage report for free. There are also some specialty personal credit cards from American Express that offer discounts in services when used with their partnered hosts.
American Express Business Credit Cards: If you are a business person and require money for short term and for capital investment then these business cards are ideal for your needs. These cards are preferred over commercial loans as they don't require you to provide assets as collateral, documentation and even an excellent credit history. The business cards from American Express are full of beneficial features like excellent customer services, good credit limit, rewards etc. Points are awarded for every dollar spent and savings up to 25% on business expenses can be made. Bonus points for loyalty
and membership is also awarded to customers as an added feature.
American Express Platinum Card: Card holders get up to 25,000 Membership reward points when they spend close to $1000 within 3 months of availing the card. This can be used to redeem a single round trip airline ticket on the domestic sector. There is a membership Rewards First Program attached to this card that offers exclusive privilege to avail concierge services at restaurants. Balance transfers are not permitted and there is an annual fee of $450. This card is only for those with excellent credit scores.
Frequent flyers can avail of credit cards that offer lots of incentives like plenty of air miles, cash rewards and redemptions at shopping malls, restaurants and hotels etc. There are the Cash Back Credit cards from American Express like the True Earnings Card from Costo and American Express. Using this card for filling gasoline provides card holders to avail of 3% cash back as incentive for purchase of $3000 worth of gas annually. When used at restaurants there is a 3% cash back option, 2% when used for travel and 1 % cash back when used for making other purchases. You first purchase entitles you with a $25 statement credit. There is no annual fee and balance transfers are allowed. With so many to choose from, compare and select one that is ideal for you!